Insights and Perspective

We hope you will find this blog useful as a learning resource on a broad range of retirement income and financial planning topics.

Managing Market Risk in Retirement

By David Braun | Oct 6, 2017

How Market Risk Can Destroy Years of Smart Saving Read my most recent featured article on Kiplinger on market risk where I discuss why it’s critical that investors prudently manage volatility, especially as they near retirement and during the early years of drawing on their portfolio.  Take me to the latest article! Market risk can be one of the…

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Unhappy about some of the recent big bank news?

By Mark McMahon | Aug 2, 2017

If the recent string of negative press related to large banks has you unnerved and more than a little disgusted, here’s an interesting read from Fast Company about one person’s experience making the shift from a big bank. The point is, if you feel like you want to keep your banking at a smaller company that is…

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7 in 10 people failed this retirement income quiz – will you?

By Mark McMahon | Jun 22, 2017

I recently listened to a presentation about Americans’ knowledge of retirement planning tools and concepts. Most surveys focus on the accumulation and growth phase, but this research is different. It looked at the RETIREMENT INCOME phase, also known as the “de-cumulation” or “drawdown” phase, asking more than 1,200 people to take a short quiz. Just…

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The 4 Pillars of a Retirement Plan

By David Braun | May 30, 2017

Read my most recent featured article on Kiplinger where I discuss the FOUR essential pillars of a well-structured retirement plan.   When thinking about retirement, most of us tend to focus on income. While income is important to ensuring a secure retirement, there are other factors that enter into the equation that can also dramatically impact your…

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Are You Overestimating How Much Risk You Can Stomach?

By David Braun | Apr 25, 2017

I will occasionally be writing pieces on retirement planning and financial matters for Kiplinger. Read the first article here! When investors ask themselves how much risk they’re comfortable taking, they’re probably not answering the question in the right way … and it could cost them. While it often does not get enough attention from many…

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